One of the most critical aspects of Medicare Supplement Insurance (Medigap) that many overlook is the importance of enrolling during your Medigap Open Enrollment Period. This six-month window begins the month you’re both 65 or older and enrolled in Medicare Part B. During this period, you have a guaranteed right to purchase any Medigap policy available in your state, regardless of pre-existing health conditions.
If you miss this window, insurers may require medical underwriting, potentially leading to higher premiums or denial of coverage based on your health status. Therefore, it’s crucial to be proactive and enroll during this timeframe to secure the coverage you need without facing these challenges. medicare.gov
For a more in-depth understanding and to avoid common pitfalls when choosing a Medigap plan, you might find this video helpful:
